We strongly advise travel insurance through Travelex (Download Travel Select Brochure), which may grant full refund in case of illness or unforeseen events. We urge you to consider this policy for your overseas travel. It covers trip cancellation & interruption, trip & equipment delay, missed connection, baggage & baggage delay, emergency medical & dental expenses, and many other benefits. Optional upgrades are available with custom plans. If you purchase this insurance within 21 days of initial tour deposit, then pre-existing medical conditions (Download Detailed Insert) are waived. Contact Travelex directly for questions, quotes, and enrollment. Location Number: 05-1070